SBS Bank is a customer-owned New Zealand bank that has been serving customers since its establishment in 1869. In this article, we will provide detailed information about SBS Bank, including its history, headquarters address, website, contact details, and the services it offers. Additionally, we will provide links to SBS Bank’s branch and ATM locations across various regions and cities in New Zealand.

Overall Satisfaction:  ★★★★
Customer Service: ★★★★
Fees/Charges: ★★★★
Interest Rates:  ★★★★

SBS Bank History and Background

SBS Bank, originally known as the Southland Building Society, has a long-standing history in New Zealand’s financial sector. It was founded in 1869 as a mutual building society to provide home loans and savings options to local communities. Over the years, SBS Bank has grown and expanded its range of financial services, while remaining customer-owned and focused on delivering personalized banking experiences.

Headquarters Address: SBS Bank 3 Don Street Invercargill 9810 New Zealand

Website: For more information about SBS Bank and access to their online banking services, visit their official website: SBS Bank

Contact Details: Phone: 0800 727 2265 (within New Zealand) Email: [email protected]

Branch and ATM Locations: To find SBS Bank branches and ATMs in different regions or cities in New Zealand, please refer to the following links:

SBS Bank Services

SBS Bank offers a comprehensive range of financial services to cater to the diverse needs of its customers. Some of the key services provided by SBS Bank include:

  1. Everyday Banking: SBS Bank provides personal and business transaction accounts, savings accounts, and term deposits.
  2. Home Loans and Mortgages: The bank offers competitive home loan options, including fixed-rate mortgages, floating-rate mortgages, and construction loans.
  3. Personal Loans: SBS Bank provides personal loans for various purposes, such as buying a car, consolidating debt, or financing home improvements.
  4. Insurance Products: SBS Bank offers a range of insurance options, including home and contents insurance, vehicle insurance, and life insurance.
  5. Investments and Wealth Management: SBS Bank provides investment options and wealth management services to help customers grow and protect their wealth.


  • Customer-owned: As a customer-owned bank, SBS Bank prioritizes the interests of its members and focuses on delivering personalized banking experiences.
  • Local focus: SBS Bank is deeply rooted in the local communities it serves, fostering strong relationships and supporting community initiatives.
  • Competitive rates and products: SBS Bank strives to offer competitive interest rates and financial products to provide value to its customers.
  • Commitment to service: SBS Bank is known for its friendly and attentive customer service, ensuring a positive banking experience.


  • Limited branch network: SBS Bank’s branch network may be relatively smaller compared to larger banks, which could impact accessibility for customers outside major centers.
  • Limited international presence: SBS Bank’s services primarily cater to domestic customers, which may limit its offerings for customers with extensive international banking needs.

Summing Up

SBS Bank has a rich history as a customer-owned bank in New Zealand, offering a wide range of financial services to meet the needs of individuals and businesses. With its local focus, competitive rates, and commitment to personalized service, SBS Bank continues to serve as a trusted banking partner for many New Zealanders.